|
accrual basis |
權(quán)責(zé)發(fā)生制 |
|
activity ratio |
營運(yùn)比率 |
|
adversely classified credits |
不良貸款 |
|
asset diversification |
資產(chǎn)多元化 |
|
asset portfolio
|
資產(chǎn)組合 |
|
at arms length
|
商業(yè)的/公平的 |
|
back-office
support
|
后臺(tái)支持
|
|
bad loans
|
呆帳
|
|
bank
portfolio
|
銀行資產(chǎn)
|
|
banking
supervision
|
銀行監(jiān)管
|
|
Basle Core
Principles
|
巴塞爾核心原則
|
|
be pledged
as security
|
抵押
|
|
borrower
|
借款人
|
|
calendar-based
system
|
期限為基礎(chǔ)的(準(zhǔn)備金制度)
|
|
CAMEL
|
駱駝評(píng)級(jí)法
|
|
carrying
value
|
現(xiàn)存價(jià)值
|
|
cash
|
收付實(shí)現(xiàn)制
|
|
collection
|
催收
|
|
Consumer client
|
個(gè)人客戶
|
|
contingent
liabilities
|
或有債務(wù)
|
|
Corporate client
|
法人客戶
|
|
credits
that are being rolled over
|
展期貸款
|
|
current
liability account
|
流動(dòng)債務(wù)帳戶
|
|
current
ratio
|
流動(dòng)比率
|
|
debt-for-equity
swap
|
債權(quán)轉(zhuǎn)股權(quán)
|
|
delinquent
loan
|
過失貸款
|
|
directed
credits
|
指定貸款
|
|
disintermediation
|
脫媒（體外循環(huán)）
|
|
distressed
assets
|
有問題資產(chǎn)
|
|
doubtful
asset
|
可疑資產(chǎn)
|
|
earning
|
收益
|
|
efficiency
ratio
|
效率比率
|
|
financial
leverage
|
財(cái)務(wù)杠桿；舉債經(jīng)營
|
|
financial
soundness
|
財(cái)務(wù)穩(wěn)健性
|
|
foreclosed
assets
|
沒收的抵押財(cái)產(chǎn)
|
|
gearing
|
財(cái)務(wù)杠桿；舉債經(jīng)營
|
|
general
provison
|
普通準(zhǔn)備金
|
|
general
reserve
|
普通準(zhǔn)備金
|
|
impaired
assests
|
受損害資產(chǎn)
|
|
interest
accrual
|
計(jì)息
|
|
interest
coverage
|
利息償付率
|
|
interest
payments being capitalized
|
利息轉(zhuǎn)本金
|
|
intra-account
|
內(nèi)部帳戶
|
|
lending
officer
|
信貸人員
|
|
lending
policy
|
貸款證策
|
|
licensing
|
申請(qǐng)?jiān)S可證
|
|
licensing
period
|
申請(qǐng)?jiān)S可證過程
|
|
loan
classification
|
貸款分類
|
|
loan
documentation
|
貸款記錄
|
|
loan
grading
|
貸款分級(jí)
|
|
loan
origination
|
貸款發(fā)放
|
|
loan
restructuring
|
重組貸款
|
|
loan review
|
貸款檢查
|
|
loan
splitting
|
貸款分割
|
|
loss loan
provisioning
|
呆帳準(zhǔn)備金
|
|
non-accrual
items
|
不計(jì)息項(xiàng)目
|
|
non-accruals
|
不計(jì)息的
|
|
non-classified
|
未分類的
|
|
obligator
|
債務(wù)人
|
|
off-balance
sheet
|
表外
|
|
off-site
supervision
|
非現(xiàn)場(chǎng)監(jiān)測(cè)
|
|
on-site
inspection
|
現(xiàn)場(chǎng)檢查
|
|
on-site
visit
|
現(xiàn)場(chǎng)訪問
|
|
out-of-area
loan
|
外地信貸
|
|
outstanding
balance
|
未清償余額
|
|
overdue
|
逾期
|
|
pass,
overdue, idle & bad loans (POIB)
|
一逾兩呆
|
|
past due
loans
|
逾期貸款
|
|
pending
factor
|
未決因素
|
|
poorly
structured loan
|
結(jié)構(gòu)不合理貸款
|
|
problem
loans
|
有問題貸款
|
|
Profit and loss
|
損益（表）
|
|
provision
|
準(zhǔn)備金
|
|
provisioning
|
準(zhǔn)備金提取
|
|
quick ratio
|
速動(dòng)比率
|
|
rehabilitation
|
|
|
repayment
schedule
|
還款計(jì)劃
|
|
restructured
loans
|
重組貸款
|
|
risk-weighted
asset
|
風(fēng)險(xiǎn)加權(quán)資產(chǎn)
|
|
ROCA
|
洛卡評(píng)級(jí)法
|
|
roll-overs
|
展期
|
|
security
enforcement
|
行使抵押權(quán)
|
|
side
agreement
|
附件
|
|
special
mention asset
|
特別提及資產(chǎn)
|
|
special
reserve
|
特殊準(zhǔn)備金
|
|
specific
reserve
|
專項(xiàng)準(zhǔn)備金
|
|
substandard
assets
|
次級(jí)資產(chǎn)
|
|
suspense
account
|
掛帳
|
|
term loan
|
定期貸款
|
|
to credit
|
貸記
|
|
to debit
|
借記
|
|
trading on
equity
|
財(cái)務(wù)杠桿；舉債經(jīng)營
|
|
troubled
loan
|
有問題貸款
|
|
turnover
ratio
|
周轉(zhuǎn)比率
|
|
weak loan
|
低質(zhì)量貸款
|
|
work out
problem
|
核銷有問題
|
|
write-off
|
沖銷
|
|
write-up
|
(貸款)批評(píng)報(bào)告
|